Travel Insurance Policy gives extensive coverage upon things that are likely to destroy your trip. It comprises your medical expenses and other risks to enjoy your trip hassle-free/a travel Insurance Policy is a popular alternative among somebody travelling on vacations, business trips, or studies.
icicilombard- Travel Insurance
Travel Insurance provides global coverage for an unexpected event, before-mentioned as a medical emergency, baggage loss, accident or passport loss that can affect your travel.
- Medical Expenses
- Personal Accident
- Medical Evacuation
- Loss of Passport
- Loss of Checked-in Baggage
- Theft/Loss of Personal belongings
- Trip Cancellation & Curtailment
- Trip delays
Travel Insurance for key Features
A travel insurance policy is designed to provide every traveller’s needs, whether flying domestically or internationally and safeguard them upon any financial loss in case of an unexpected event.
- Emergency Hospitalization & Medical Treatment
- Commission for flight-related Adversities
- Trip-Related Adversities
- Caseless hospitalization Ability
- Customized Plans for Senior Citizens
- Available for Regular flyers
Types of Travel Insurance Policy
Below have mentioned the different types of Travel Insurance policy available in India. Let’s check
Basis of Geographical
- Domestic Travel Insurance
- International Travel Insurance
- Schengen Travel Insurance
Basic of Type of Traveller
- Family Travel Insurance
- Senior Citizen Travel Insurance
- Student Travel Insurance
- Corporate Travel Insurance
- Group Travel Insurance
- Medical Travel Insurance
Basic of Insurance Policy Validity
- Multi-trip Travel Insurance
- Single Trip Travel Insurance
Types of Travel Insurance Policy
- Baggage Insurance
- Flight Insurance
Travel Insurance Policy Eligibility Criteria
Below have mentioned is the essential eligibility criteria for different types of the travel policy offered by insurance companies in India. Let’s checkout
Family Travel Insurance: Individual spouse and up to two dependent children’s adults between the ages of 18 years to 60 years children within the periods of 6 months to 21 years
Senior Citizen Travel Insurance: Person above 60 years of age
Students Travel Insurance: Somebody between the ages of 16 years to 35 years
Group Travel Insurance: At least ten members to be covered
Note: Eligibility Criteria may vary from one insurance provider to another
Travel Insurance Policy Additional Coverage
Here in this section, provided optional/add-on coverage that can be purchased at the time of protecting your journey:
- Hight-risk/Adventure sports activities
- Coverage for encouraging war-prone goals
- Pre-existing sicknesses/ conditions
- Become Unexpected Death and Dismemberment (AD&D) case
- Third-party supplier insolvency
How to buy online & Offline Travel Insurance Policy?
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Online Mode |
Offline Mode |
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Step-1: Visit the insurer’s official website |
Step-1: Approach the Insurance Company |
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Step-2: Pay the Premium Payment through any given option like net banking, credit or debit card etc. |
Step-2: Review the Existing Cover |
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Step-3: Get the Policy Soft copy on successful payment of your premium. The insurance provider will the soft copy of the policy to the registered email id. |
Step-3: Fill the Application form and submit it along with the Physical copies of the document needed. |
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Step-4: If you plan to switch the insurer or the policy, it is highly recommended to shop around compare policies by different insurers before purchasing. |
Step-4: In the last step, pay the premiums via cheque. |
Countries where travel insurance is mandatory
Different Countries have created it mandatory for foreign travellers to take a valid international insurance policy to enter their borders. Here is a list of countries where an international travel insurance scheme is compulsory. let’s have look
- Cuba
- Schengen Countries
- Turkey
- United Arab Emirates (UAE)
You can check the destination guides provided below to understand everything about the following countries:
- USA
- UK
- Germany
- Australia
- Malaysia
- Singapore
- Hong Kong
- Canada
- Sri Lanka
- Japan
- UAE
- Dubai
- Thailand
Best of Luck…