Insurance Junkie

Author: Isha Sharma

  • Pradhan Mantri Suraksha Bima Yojana

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    The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an insurance scheme launched by the Government of India to provide accidental death and disability insurance coverage to individuals at an affordable premium. This government-backed insurance scheme was announced by the Honorable Prime Minister of India, Shri Narendra Modi, in his 2015 Union Budget speech. Merit of…

  • West Bengal Health Scheme

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    This scheme is also known as WBHS. Through this scheme, policy holder can avail cashless facility in network hospitals. Those who are eligible for west bengal health scheme can take medical coverage of rs.1lakh. Apart from this, the scheme also provides OPD coverage on 15 different diseases. Under this scheme treatment can also be done…

  • janshree bima yojana

    janshree bima yojana

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    janshree bima yojana (JBY) is a special life insurance scheme ,which was started by JBBY government and life insurance corporation in the year 2000. The main motive of this scheme was to provide coverage to the people living in both urban and rural areas, who are below poverty line. At present time, coverage is being…

  • What Is Insured Declared Value (IDV)? How IDV Is Calculated?

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    Isha Sharma
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    Car insurance can be tricky business. That is why you must read your policy documents carefully. Besides, there may be certain terms that you are unaware of. Imagine this scenario… You have heard of IDV, but do you really understand IDV? Take the case of Saman Ali, a 25-year-old human resources manager. Her car had…

  • Central government health scheme (CGHS)

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    The Central Government Health Scheme (CGHS) is a health care facility scheme for the employees of the Central Government of India. The health care facility by CGHS is provided in some particular areas, which are as follows: Allahabad, Ahmedabad, Bangalore, Bhubaneshwar, Bhopal, Chandigarh, Chennai, Delhi & NCR, Dehradun, Guwahati, Hyderabad, Indore, Jaipur, Jabalpur, Kanpur, Kolkata,…

  • Aam Admi Bima Yojana

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    Aam admi bima yojana is social security scheme,launched in 2 october 2007.It is a result of merger of two major social schemes- Aam Aadmi Bima Yojana and Janashree Bima Yojana . The merged scheme is renamed “Aam Admi Bima Yojana” This scheme is designed for rural landless household. One earning member of the family(usually the head of the family)…

  • Pradhan mantri suraksha bima yojana

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    Isha Sharma
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    Pradhan Mantri Suraksha Bima Yojana(PMSBY) scheme is available to the Indian citizens between the age of 18 -70 years old with an active savings account. It offers risk coverage of ₹2 lakh for accidental death and full disability and ₹1 for partial disability.The premium for PMSBY is only  ₹12 per year,and the amount is auto…