Group Health Insurance is a kind of health insurance policy that gives coverage to a specific group of people, such as workers of a company or member of an adjustment. Also known as a corporate health insurance policy, the insurance coverage below this health insurance policy customarily involves accidental hospitalization, COVID insurance, daily hospital profits, critical illness cover motherhood coverage & many more.
Covered in Group Health Insurance Policy
- COVID 19 Hospitalization
- Accidental Hospitalization
- Illness related Hospitalization
- Daily Hospital Cash Cover
- Psychiatric profits
- Critical Illness Cover
- Maternity Benefits with Newborn Baby cover
Policybazaar-Group Health Insurance
Featured of Group Health Insurance Policy
In this article, we are providing group or corporate health insurance policy available in the market.
- Employee health insurance organizations typically include medical advantages for insured, spouse, children and helpless parents.
- Any health insurance providers include pre-existing disease and maternity as well.
- Group health insurance can reach ancillary costs such as ambulance costs also.
- Workers health insurance offers cashless hospitalization at network hospitals.
- For any employee, the health insurance policy provides fee reimbursements of professional practitioners for follow checkups.
Advantages of Group Health Insurance policy
Given below, companies are shifting employees-centric, and corporate health insurance has developed as one of the most favoured benefits to attract new talent. Employees are a valued part of any organisation.
| Advantages of Employers | Advantages of Employees |
| Tax Benefits | An Extensive range of coverage with no limit on diseases |
| Motivated Employees | Larger Maternity Coverage |
| Better Benefits in Low cost | Pre-Existing Disease is covered from day 1 |
| Helps in Employee Retention | ….. |
How to Claim for Group Health Insurance Policy?
Here this selection of common steps that most health insurance providers follow to file a claim is:
- Interact with the health insurance provider to file a claim; the Buyer care spokesperson conducts the claim process and all the documents required
- A covered can download the claim from the website and insurance provider or ask for the same from the customer care.
- Correctly fill and sign the claim form.
- Add all the required documents with the condition.
- Forward the claim form with all the documents.
Group Medical Health Insurance
Documents Required for Claim
Given below, documents always play a significant role in the approval of the claim.
- Appropriately filled claim form with the sign of concerned doctor or hospital.
- Final Investigation report.
- Doctor’s prescription.
- Pharmaceutical Reports
- A final invoice with the breakup
- In case of an accident, policy reports
- Cash memos and itemized bill
- Discharge summary with a recommended line of operation.
- Any documents required.
Best of Luck…!!!