Group Health Insurance

Group Health Insurance is a kind of health insurance policy that gives coverage to a specific group of people, such as workers of a company or member of an adjustment. Also known as a corporate health insurance policy, the insurance coverage below this health insurance policy customarily involves accidental hospitalization, COVID insurance, daily hospital profits, critical illness cover motherhood coverage & many more.

Covered in Group Health Insurance Policy

• COVID 19 Hospitalization
• Accidental Hospitalization
• Illness related Hospitalization
• Daily Hospital Cash Cover
• Psychiatric profits
• Critical Illness Cover
• Maternity Benefits with Newborn Baby cover

Policybazaar-Group Health Insurance

Featured of Group Health Insurance Policy

In this article, we are providing group or corporate health insurance policy available in the market.

• Employee health insurance organizations typically include medical advantages for insured, spouse, children and helpless parents.
• Any health insurance providers include pre-existing disease and maternity as well.
• Group health insurance can reach ancillary costs such as ambulance costs also.
• Workers health insurance offers cashless hospitalization at network hospitals.
• For any employee, the health insurance policy provides fee reimbursements of professional practitioners for follow checkups.

Advantages of Group Health Insurance policy

Given below, companies are shifting employees-centric, and corporate health insurance has developed as one of the most favoured benefits to attract new talent. Employees are a valued part of any organisation.

Advantages of Employers	Advantages of Employees
Tax Benefits	An Extensive range of coverage with no limit on diseases
Motivated Employees	Larger Maternity Coverage
Better Benefits in Low cost	Pre-Existing Disease is covered from day 1
Helps in Employee Retention	…..

How to Claim for Group Health Insurance Policy?

Here this selection of common steps that most health insurance providers follow to file a claim is:

• Interact with the health insurance provider to file a claim; the Buyer care spokesperson conducts the claim process and all the documents required
• A covered can download the claim from the website and insurance provider or ask for the same from the customer care.
• Correctly fill and sign the claim form.
• Add all the required documents with the condition.
• Forward the claim form with all the documents.

Group Medical Health Insurance

Documents Required for Claim

Given below, documents always play a significant role in the approval of the claim.

• Appropriately filled claim form with the sign of concerned doctor or hospital.
• Final Investigation report.
• Doctor’s prescription.
• Pharmaceutical Reports
• A final invoice with the breakup
• In case of an accident, policy reports
• Cash memos and itemized bill
• Discharge summary with a recommended line of operation.
• Any documents required.

Best of Luck…!!!