Two Wheeler Insurance (Bike Insurance) transfers to an insurance plan taken to cover any losses that may happen to your two-wheeler due to an accident, theft, or physical disaster. Two-wheeler insurance protectors on third party liabilities emanating from damages to one or more individuals.
Two wheeler insurance is an invaluable clarification to join financial costs & losses due to the injuries caused to the motorcycle insurance. The bike cover defends all types of two-wheelers like a motorcycle, moped, scooter.
General Insurance | Motor Insurance | Commercial Vehicle Insurance Policy
Types of Two Wheeler Insurance Policy
- Third-Party Bike Insurance: A third-party bike insurance safeguards the driver upon all the legal obligations that stand out of causing injury to the third party. These third-party, hither, can be property or frame. It also preserves your liabilities towards doing accidental damages to a third-party person, including his death.
- Comprehensive Bike Insurance: General bike insurance protects the driver against any injury to his agency and third-party legal responsibilities. It shields your bike from fire incidents, natural calamities, theft, accidents, unnatural disaster and similar difficulties.
Two-wheeler Insurance Benefits
- All types of two Wheelers
- Accidental Damage
- Financial Protection
- Roadside Assistance
- Cost of Spare Parts
- Peace of Mind
Two-wheeler Insurance Reason
Here this selection mentioned the essential facts which you can consider before purchasing two-wheeler insurance online.
- Fast two-wheeler plan Insurance
- Pay no extra charges
- No Previous two-wheeler policy details required
- Simple renewal of the expired policy
- Fast claim Settlement
- Not inspection or documentation
- Online payment
Two-wheeler Insurance Cover/Not Covered
| Cover | Not Covered |
| An injury suffered due to natural calamities | The loss made by normal wear and tear of the vehicle |
| Losses sustained due to manufactured calamities | Depreciation or any consequential loss from regular use |
| Individual damage protection
Theft or burglary |
Damage from mechanical/electrical Break failures |
| Personal accident coverage | Any damage to tyre and tubes in the ordinary course of running |
| Fire & Explosion | Loss acquired while the bike did be applied beyond the scope of protection |
| Legal third-party liability | Loss contracted due to war or mutiny or nuclear risk |
Additional Cover for Two-Wheeler Insurance plan
Below are mentioned the Two-wheeler insurance add-on cover applies to the different bodies that enhance the coverage of your two-wheeler plan on the payment of an extra amount of premium.
- No Claim Bonus
- Zero depreciation cover
- Emergency assistance cover
- Return to invoice
- Daily Allowance benefits
- EMI protection
- Helmet cover
Reliance General | Bajajallianz | ICICIlombard
Two-wheeler Insurance Online Claim
Below are two ways of filling a two-wheeler insurance claim online with your two-wheeler insurer.
- Cashless claim: The claim amount will be directly paid to the network garage where the repair was done.
- Reimbursement Claim: This can be registered if you get the repairs done at a garage that is not a part of your insurance list of approved garages.
Document Required
Here is this selection list of documents that you need to submit when filing a claim with your insurer.
- Duly signed claim form.
- A valid copy of the registration certificate and RC of your Bike
- Correct Copy of your driving license
- Copy of your policy
- Police FIR (in case of accidents, theft and third-party liabilities)
- Replacement bill and payment of receipt in original
- Proof of announcement
Best of Luck…!!!