Two Wheeler Insurance

Two Wheeler Insurance (Bike Insurance) transfers to an insurance plan taken to cover any losses that may happen to your two-wheeler due to an accident, theft, or physical disaster. Two-wheeler insurance protectors on third party liabilities emanating from damages to one or more individuals.

Two wheeler insurance is an invaluable clarification to join financial costs & losses due to the injuries caused to the motorcycle insurance. The bike cover defends all types of two-wheelers like a motorcycle, moped, scooter.

General Insurance | Motor Insurance | Commercial Vehicle Insurance Policy

Types of Two Wheeler Insurance Policy

1. Third-Party Bike Insurance: A third-party bike insurance safeguards the driver upon all the legal obligations that stand out of causing injury to the third party. These third-party, hither, can be property or frame. It also preserves your liabilities towards doing accidental damages to a third-party person, including his death.
2. Comprehensive Bike Insurance: General bike insurance protects the driver against any injury to his agency and third-party legal responsibilities. It shields your bike from fire incidents, natural calamities, theft, accidents, unnatural disaster and similar difficulties.

Two-wheeler Insurance Benefits

• All types of two Wheelers
• Accidental Damage
• Financial Protection
• Roadside Assistance
• Cost of Spare Parts
• Peace of Mind

Two-wheeler Insurance Reason

Here this selection mentioned the essential facts which you can consider before purchasing two-wheeler insurance online.

• Fast two-wheeler plan Insurance
• Pay no extra charges
• No Previous two-wheeler policy details required
• Simple renewal of the expired policy
• Fast claim Settlement
• Not inspection or documentation
• Online payment

Two-wheeler Insurance Cover/Not Covered

Cover	Not Covered
An injury suffered due to natural calamities	The loss made by normal wear and tear of the vehicle
Losses sustained due to manufactured calamities	Depreciation or any consequential loss from regular use
Individual damage protection Theft or burglary	Damage from mechanical/electrical Break failures
Personal accident coverage	Any damage to tyre and tubes in the ordinary course of running
Fire & Explosion	Loss acquired while the bike did be applied beyond the scope of protection
Legal third-party liability	Loss contracted due to war or mutiny or nuclear risk

Additional Cover for Two-Wheeler Insurance plan

Below are mentioned the Two-wheeler insurance add-on cover applies to the different bodies that enhance the coverage of your two-wheeler plan on the payment of an extra amount of premium.

• No Claim Bonus
• Zero depreciation cover
• Emergency assistance cover
• Return to invoice
• Daily Allowance benefits
• EMI protection
• Helmet cover

Reliance General | Bajajallianz | ICICIlombard

Two-wheeler Insurance Online Claim

Below are two ways of filling a two-wheeler insurance claim online with your two-wheeler insurer.

1. Cashless claim: The claim amount will be directly paid to the network garage where the repair was done.
2. Reimbursement Claim: This can be registered if you get the repairs done at a garage that is not a part of your insurance list of approved garages.

Document Required

Here is this selection list of documents that you need to submit when filing a claim with your insurer.

1. Duly signed claim form.
2. A valid copy of the registration certificate and RC of your Bike
3. Correct Copy of your driving license
4. Copy of your policy
5. Police FIR (in case of accidents, theft and third-party liabilities)
6. Replacement bill and payment of receipt in original
7. Proof of announcement

Best of Luck…!!!