Hospitalisation cash benefit plan: The daily hospital cash benefit gives a fixed expense for every day that you are hospitalized. The cost paid is set at the time of buying the plan and would continue to improve. This extra coverage can be taken as a supplement to your regular health insurance policy or a standalone cover.
In case of hospitalization in the Intensive Care Unit, the daily cash benefit stands increased for the term of ICU confinement. Additionally, a lump-sum convalescence value will be paid in case of hospitalization, passing a continuous period of 20 days.
General Futuregenerali- Hospital Cash Plan
What is Covered under Daily Hospital Cash Benefit?
- Although your health insurance policy includes most of your expenses when you are hospitalized, some costs are not included in your health plan.
- Such costs are called inadmissible expenses and cover surgical accessories, X-Ray charges, expenses incurred by accompanying family members, etc.
- Also, regular hospital cash benefit will kick in without asking for any promoting bills. Only an actual hospitalization of at least 24 to 48 hours is proof rather than avail of this benefit.
- But, if the hospitalization becomes inadmissible, then this benefit gets rejected.
Top reasons why this plan is ideal for you?
- Incidental Costs in Case of Hospitalization
- No Previous Mediclaim Policy Required:
- Quick Turnaround Time
- Claim Benefit
- Floater Benefit
- 30 Days for Renewal
- Portability
- Free Look Period
How to Apply for Hospital Cash Cover?
Before discussed, applying for the Cash Cover requires you to fill in the online application form and pay the premium using your preferred payment mode. let have a look step by step procedure to complete the purchase:
Step-1: Click on the website to fill the online application form.
Step-2: Verify your application by entering the OTP received on your mobile number.
Step-3: Pay the premium through credit/debit card/ UPI/Mobile wallet or another available online mode.
Best of Luck…!!!